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Tether (USDT) → Monero

Swap USDT to XMR

Send USDT and receive XMR at your own Monero wallet, with no account. The swap is processed by StealthEX, an instant non-custodial exchange.

Rates, minimums and network fees are shown live in the widget before you send. Pick USDT → XMR if it isn't preselected.

Why swap Tether (USDT) to Monero?

Stablecoins are easy to buy but are fully traceable, and the issuer can freeze addresses. Swapping USDT to XMR moves the value into a private, non-freezable asset.

How the USDT → XMR swap works

  1. Pick the exact USDT network you hold: USDT exists as separate tokens on Tron (TRC20), Ethereum (ERC20), BNB Chain, Solana and others. The network you select must match the one you send from — this is the most common way swaps go wrong.
  2. Paste your Monero address (a fresh subaddress starting with 8 is ideal).
  3. Send the quoted USDT to the deposit address shown. You need the chain's native coin for the transfer fee (TRX on Tron, ETH on Ethereum).
  4. After the USDT deposit confirms, XMR is sent to you.
  5. XMR becomes spendable after 10 Monero confirmations (≈20 minutes).

Before you send

  • TRC20 transfers are usually the cheapest; ERC20 transfers can cost several dollars in gas.
  • USDT can be frozen by its issuer at the token level — another reason people prefer not to hold large balances in it.
  • Start with a small amount if it's your first swap, and keep the swap ID the widget gives you until the payout arrives.

FAQ

Which USDT network should I choose?
The one your USDT is actually on. Check your wallet or the exchange you're withdrawing from — TRC20 and ERC20 are the most common. Choosing a different network than you send on can lose the deposit.
Is the rate fixed?
The widget shows the current quote; depending on the option you choose, the final amount can float with the market until your deposit confirms. Check the quote type before you send.

Other Monero swaps

XMR → BTCMonero to Bitcoin BTC → XMRBitcoin to Monero ETH → XMREthereum to Monero

Third-party service & affiliate disclosure. Swaps on this page are provided and processed entirely by StealthEX, an independent exchange. HyperPerps never receives, holds or controls your funds and is not a party to the exchange. We may earn a commission from StealthEX on swaps started here, at no extra cost to you.

StealthEX's own terms, privacy policy and AML policy apply to your swap; it may request verification for transactions its risk checks flag. You are responsible for complying with the laws that apply to you. Nothing here is financial advice.

Last reviewed 2026-10-23.